About The Role

At Secure Trust Bank, we are continually seeking to grow and evolve and our Financial Crime function is currently on a transformation journey that will allow the Group to develop at pace whilst ensuring our customers and the integrity of the business are safe. 

As part of that journey we are seeking a Senior Financial Crime professional to join us as Head of Financial Crime and Money Laundering Reporting Officer (MLRO) and lead and direct the function, shaping the strategy and keeping senior leaders informed regarding developments in regulation, rules and standards.

What you will do

As Head of Financial Crime and MLRO you will be responsible for leading and directing the financial crime function, ensuring the department is adequately resourced, equipped and motivated to deliver against strategic objectives and keep our customers and Bank safe from financial crime.

The role has management accountability for the formulation, implementation and execution of the Governance and Financial Crime Risk Framework, including anti money laundering (AML) and combatting terrorist financing (CTF); with the related and regulatory activities including monitoring, advisory, regulatory guidance and project support.   

You will also hold the Money Laundering Reporting Officer role for Secure Trust Bank, with oversight of subsidiary Companies (STB Group) and be accountable and responsible for ‘Prescribed’ & ‘Overall’ responsibilities under the SMF17 Money Laundering Reporting function.

What you will bring

We are seeking an individual with significant expertise and senior management responsibility within a financial crime risk role (2LOD). It is not essential to have previously held the SMF17 role however previous experience as Deputy MLRO is desirable.

You will have detailed knowledge of the UK AML and combatting terrorist financing regime and regulatory expectations, including fraud, PEPs and sanctions monitoring, transaction monitoring, SARS reporting, anti-fraud systems and the associated regulatory requirements.   

You will excel at senior stakeholder engagement and will demonstrate confidence and expertise in communicating effectively with the Board, Executive Committee, senior stakeholders and external Regulators, providing a suitable balance of challenge and collaboration to ensure that commercial objectives are achievable within the Groups risk appetite.

What is on offer

We offer challenge, variety and flexibility. We offer a hybrid working environment with flexible working arrangements. We offer a collaborative team environment. We offer tremendous autonomy. We provide feedback and support in helping you develop your career. And on top of all this, we offer a competitive salary, car allowance, private healthcare, share save scheme, inclusion in the company bonus scheme and a suite of flexible benefits that you can opt into to suit your lifestyle.

We celebrate achievement and have a range of generous recognition schemes that reward both individual and team successes.

Why are we different?

We are the same as all specialist lenders (or “challenger banks” as we are sometimes known) in that we operate a number of discrete lending portfolios. However, we are different, because we have more diversity in those portfolios than most and because we are pretty balanced between consumer lending and SME lending. STB is dynamic. It has doubled in size in five years and businesses that didn’t even exist then now account for half of all our lending. In that period we have sold a business, closed a couple of businesses, started up another three and grown another by a factor of 900%.

We have also embarked on a number of exciting technology change and business transformation programmes. Our cyber security strategy is helping us protect the infrastructure, network, end user services and applications. And we have transformed the way that technology enables our operations.

We are proud to be a “Great Place to Work” and we aim to offer a working environment where colleagues feel respected, where they can confidently be themselves, and where everyone is able to fulfil their potential.

A career with Secure Trust is not just a job, it is a chance to be part of a growing and successful business that is constantly evolving.

Everyone is different. Everyone is valued

We’re building the UKs most trusted specialist lender. It’s what we’ve been doing since 1952 and in that time, we’ve learned that we’re more than the sum of our parts. We’re a strong Group because of our people. And all our people are different.

Every one of our employees brings unique talent, ability and perspective to their role.

That’s why Secure Trust Bank Group nurtures differences. We understand that we perform better because we’re not cast from the same mould. We actively embrace and celebrate diversity, work with leading industry bodies and support initiatives that reinforce our philosophy of giving you the freedom to be who you are.

We’re an award-winning bank providing savings accounts and lending services to over one million customers. We’re Secure Trust Bank Group. We embrace difference.


About The Company

Our customers are at the heart of everything we do, but we can’t achieve our customer focused strategy without the right people in our team.

At Secure Trust Bank, we know that people are our biggest investment, which is why a career with us is not just a job. It’s the chance to be part of something bigger, to add real value to the Bank and help us constantly improve, in order to achieve our ambition of becoming the best bank in Britain. We believe in giving our staff autonomy, with initiative and exceptional performance recognised through a variety of individual and team awards and incentives. All our employees have a tangible impact on the Group’s core values, and we are looking for candidates who are enthusiastic, proactive and enjoy working in a fast paced environment. So join us as we strive to Grow, Sustain and Love the way we work.