About The Role
What you will do

You will be responsible for managing and optimising the Fraud and Financial Crime Systems as well as providing subject matter expertise to system, control and financial crime issues.


Key Responsibilities

          Management of key financial crime systems including transaction monitoring, customer screening, payment screening, and fraud prevention/detection.

          Work closely with the Financial Crime Operations team to design and implement rules to mitigate identified threats, and to refine and optimise system configuration to reduce false positive

          Lead in the creation of an effective fraud prevention strategy, which seeks to keep fraud losses to a minimum and maximise profits, by undertaking timely and accurate analysis.

          Conduct regular end to end testing of core financial crime systems

          Day to day relationship management of system vendors, liaising with 3rd parties in relation to financial crime systems management matters

          Identification and escalation of system control and compliance issues and document the related risks and make recommendations for resolution.

          Perform proactive data analytics work and manage the data quality and integrity in the systems

          Ensure our systems are compliant with applicable laws, regulations, industry best practices and recommendations from respected third parties

          Manage, develop and engage direct reports and work closely with other areas of the business to ensure the aims and impacts of any strategy changes are considered and impact assessed.

          Manage upgrades and enhancements to the financial crime systems and provide the Head of Financial Crime operations with the assurance that system controls are operating effectively


People management

          Day to day management of the first line Financial Crime Systems Team.

          Set team and personal objectives for team members. Monitoring these through performance management provisions, including monthly 1-2-1s, regular appraisals.

          Design, coordinate and undertake quality checks on activities completed.

          Plan, prioritise and distribute work flows effectively.

          Provide comprehensive training for staff in relation to Financial Crime system related matters.

What you will bring

          Experience of leading a team,  ideally in Financial Services.

          Strong knowledge of the UK financial crime regulatory regime across all areas of fraud and financial crime including, AML, CTF, Sanctions and PEPs.

          Knowledge and experience in the use of industry recognised systems and databases used to combat financial crime.

          Working Knowledge of SQL, data sources/analytics and reporting suites preferred

Everyone is different. Everyone is valued

As part of our vision to become the most trusted specialist lender in the UK, we’ve been helping customers and businesses fulfil their ambitions since 1952.  In that time, we’ve learned that we’re more than the sum of our parts. We’re a strong Group because of our people and our strengths; specialist, expert, ambitious and also diverse. All of our people are different and this is something we celebrate.

Every one of our employees brings unique talent, ability and perspective to their role.

That’s why Secure Trust Bank Group nurtures differences. We understand that we perform better because we’re not cast from the same mould. We actively embrace and support diversity, work with leading industry bodies and promote initiatives that reinforce our philosophy of giving you the freedom to be who you are.

We’re an award-winning bank providing savings accounts and lending services to over one million customers. We’re Secure Trust Bank Group. We embrace difference.

About The Company

Our customers are at the heart of everything we do, but we can’t achieve our customer focused strategy without the right people in our team.

At Secure Trust Bank, we know that people are our biggest investment, which is why a career with us is not just a job. It’s the chance to be part of something bigger, to add real value to the Bank and help us constantly improve, in order to achieve our ambition of becoming the best bank in Britain. We believe in giving our staff autonomy, with initiative and exceptional performance recognised through a variety of individual and team awards and incentives. All our employees have a tangible impact on the Group’s core values, and we are looking for candidates who are enthusiastic, proactive and enjoy working in a fast paced environment. So join us as we strive to Grow, Sustain and Love the way we work.