About The Role

We are seeking a Financial Crime MI Analyst to join our Financial Crime team in the 2LoD, and play a significant role in the analysis, interpretation and presentation of data within governance forums.  

          You will extract, analyse, interpret and report MI and data relating to AML, CTF and Sanctions, ABC, Fraud and FoTE ensuring regulatory requirements are met and risks are identified and communicated effectively.

          Act as a subject matter expert for design and implementation of automated MI and tracking of reporting to ensure that data can be reconciled on a regular basis in order to ensure that reliance can be placed on the information

          Identify trends, issues and key risks with effective visualisation of data, commentary by utilising reporting tools.  This allows Senior Management to be able to make risk-based decisions on controls, resourcing, priorities and potential breaches.

          Act as an interpreter/translator for Financial Crime requirements into data MI and reporting and vice versa, being able to translate data and MI into useable metrics for FC teams to use with the rest of the Bank and/or regulators.


Key Responsibilities:

          Coordinate and conduct oversight of Financial Crime related MI from enabling functions ensuring that appropriate risks and issues are escalated.

          Act as the SME for Financial Crime Risk Team when liaising with the 1st line Governance team on Financial Crime MI related enquiries

          The production of MI at required frequencies and on an ad hoc basis as requested by the MLRO, providing insights into where risks and issues are evident including Policy, Risk Appetite, Operational and Portfolio matters and mandatory financial crime training to support oversight and governance.

          Oversee and provide regular reports and management information for Group Financial Crime Committee, Business Unit Executive Committee’s (ExCo), STB Group ExCo, Senior Management and the Board and its Committees on relevant financial crime matters. Ensuring that relevant stakeholders are tasked and challenged to own their relevant operational financial crime risks.

          Conduct oversight of regulatory reporting figures submitted by the business units and report on any key findings to senior management

          Responsibility for the management of the Enterprise-Wide Risk Assessment (EWRA) methodology and ensuring that any changes to the financial crime policies and or standards are embedded into future reviews.

          Manage the budgeting cycle and the tracking of spend over the budget cycle period for 2nd Line Fin Crime

          Work closely with the Financial Crime Operations team to conduct oversight of the systems configurations and supporting controls ensuring they remain compliant with the policy and standards.

          Reviewing the Financial Crime MI of subsidiaries and business units within the bank and ensure they remain with risk appetite

          Providing expertise to review and amend reporting approaches 

          Support and challenge the business in their setting of risk appetites and provide 2LOD oversight and monitoring of fraud losses. Instigating action to maintain outcomes within risk appetite.



What you will Bring:

          Minimum of 2 years’ experience in an MI reporting or analyst role

          Experience in the use of Microsoft Excel at an advanced level

          Experience of using SQL/SA and Power BI/other similar reporting software

          Desirable – some knowledge of Financial Crime risks and controls within financial sector

          Good numeracy and analytical skills with high attention to detail

          Previous experience of Commercial Finance (Invoice Finance), Real Estate Finance, Retail Finance, Deposits and/or Motor lending desirable

Everyone is different. Everyone is valued

As part of our vision to become the most trusted specialist lender in the UK, we’ve been helping customers and businesses fulfil their ambitions since 1952.  In that time, we’ve learned that we’re more than the sum of our parts. We’re a strong Group because of our people and our strengths; specialist, expert, ambitious and also diverse. All of our people are different and this is something we celebrate.

Every one of our employees brings unique talent, ability and perspective to their role.

That’s why Secure Trust Bank Group nurtures differences. We understand that we perform better because we’re not cast from the same mould. We actively embrace and support diversity, work with leading industry bodies and promote initiatives that reinforce our philosophy of giving you the freedom to be who you are.

We’re an award-winning bank providing savings accounts and lending services to over one million customers. We’re Secure Trust Bank Group. We embrace difference.

About The Company

Our customers are at the heart of everything we do, but we can’t achieve our customer focused strategy without the right people in our team.

At Secure Trust Bank, we know that people are our biggest investment, which is why a career with us is not just a job. It’s the chance to be part of something bigger, to add real value to the Bank and help us constantly improve, in order to achieve our ambition of becoming the best bank in Britain. We believe in giving our staff autonomy, with initiative and exceptional performance recognised through a variety of individual and team awards and incentives. All our employees have a tangible impact on the Group’s core values, and we are looking for candidates who are enthusiastic, proactive and enjoy working in a fast paced environment. So join us as we strive to Grow, Sustain and Love the way we work.