About The Role

What you will do

You will take ownership of credit risk strategies for the consumer lending portfolio, including designing, implementing, and monitoring the performance of new and existing strategies. Responsibility for the design and production of portfolio management information and presenting key insight to senior stakeholders.

Understand the performance of the portfolio, analysing actual and expected losses, working with finance to determine product profitability. You will lead and support junior team members and represent the credit risk team on business projects.

What you will bring

Substantial analytical experience.

Strong analytical skills with knowledge of SAS, SQL or Python.

Highly proficient in Excel, and experience of creating insightful reports.

Understanding of wider Credit Risk strategy, scorecards and decisioning systems would be highly beneficial.

Everyone is different. Everyone is valued

We’re building one of the best banks in Britain. It’s what we’ve been doing since 1952 and in that time, we’ve learned that we’re more than the sum of our parts. We’re a strong Group because of our people. And all our people are different.

Every one of our employees brings unique talent, ability and perspective to their role.

That’s why Secure Trust Bank Group nurtures differences. We understand that we perform better because we’re not cast from the same mould. We actively embrace and celebrate diversity, work with leading industry bodies and support initiatives that reinforce our philosophy of giving you the freedom to be who you are.

We’re an award-winning bank providing savings accounts and lending services to over one million customers. We’re Secure Trust Bank Group. We embrace difference.

About The Company